When must I provide proof of insurance to the MVA?

• When your previous insurer informs the MVA your policy has been cancelled, and the MVA notifies you that proof of insurance is necessary. Your new company does not automatically notify the MVA.
• If you receive a letter from the MVA for the accumulation of at least three driving points.

Why must I provide proof of insurance?

The law protects the public and helps reduce insurance costs by identifying uninsured motorists and keeping them off the roads.

What is meant by proof of insurance? How do I provide it?

When the MVA requests a proof of insurance, a Maryland Insurance Certification (FR-19) is the only acceptable form of verification. The ID card and actual policy are not acceptable.

Insurance Main Page